Time in Business
Most lenders want two-plus years of history before they’ll even talk to you. Growth Capital doesn’t gate on that.
0% Growth Capital
For many businesses, unsecured 0% interest business credit is the fastest, least dilutive way to fund growth — no equity given up, no collateral required. It's often the first capital strategy we explore with clients, but it's one part of a broader plan we build around your specific business and goals.
Funding that flows through real institutions, not just paperwork
Why Banks Say No
Most lenders want two-plus years of history before they’ll even talk to you. Growth Capital doesn’t gate on that.
“What do you have?” is usually the first question a bank asks. This program is unsecured — the answer doesn’t matter.
Traditional financing runs on relationships most business owners don’t have. That access is the entire reason QCG exists.
Why It Works
Most small business owners struggle to find affordable capital, often turning to expensive loans or giving up equity. This program provides access to large lines of credit — at 0% APR for 12 to 18 months — so you can invest in inventory, marketing, equipment, or expansion without heavy upfront costs. If you're already carrying high-interest business debt, we'll often start by simply moving that balance onto 0% — an easy win before we talk about anything else.
Program Benefits
Who We Help
Process
Check eligibility with no impact on your credit score.
A tailored strategy matched to your capital needs and goals, focused on maximizing approvals and terms.
A streamlined application process to access up to $250,000 at 0% interest for 12–18 months.
Move at Business Speed
No dilution. No collateral. Just capital that moves at the speed of your business.
Trusted Expertise That Delivers
With a track record consulting on over $22 million in funded capital, we know how to navigate underwriting, structure applications, and maximize approvals — and we stay with you from start to finish, not just to the application.
FAQ
No — we help startups and even pre-revenue companies get structured properly.
Most clients secure funding within 4–6 weeks.
Depending on credit profile, up to $250,000 at 0% interest for 12–18 months.
No — pre-qualification is a soft pull with no impact on your credit score.
Anything related to growing or stabilizing the business — marketing, payroll, inventory, real estate, or expansion.
This Is Where the Relationship Starts, Not Where It Ends
Growth Capital is often the first conversation — not the only one. As your business grows, QCG stays the partner behind you: real estate financing when you're ready to acquire or build, private credit and venture introductions for bigger raises, and credit strategy to keep your profile strong along the way. One firm, for whatever your business needs next.
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